VIRTUAL ORIENTATIONS
The administrator will host two (2) Virtual Orientations to help answer questions you may have. Both meetings will take place
TUESDAY, JANUARY 2, 2024
(CLICK A TIME TO JOIN THAT MEETING)
FAMILY PLANS
PLAN #1
Co-pay:
$50
$50
$50
Ded / Coinsurance
Diagnostics / Xrays / Labs:
Ded / Coinsurance
Ded / Coinsurance
Ded / Coinsurance
Ded / Coinsurance
Urgent Care:
$50/ea.
$50/ea.
Ded / Coinsurance
ER:
$300
then ded / coinsurance
$300
then ded / coinsurance
$300
then ded / coinsurance
Ded / Coinsurance
Co-Insurance:
20%
20%
20%
Max Out Of
Pocket:
$10,000
$15,800
$15,800
$13,000
Prescriptions:
$10 / $35 / $75 / $250
$10 / $50 / $115 / $250
Claims Management:
(ARK Group)
Included
Included
Included
Included
Plan Deductible*:
(United Health Care)
GAP**:
(Manhattan Life)
$4,000
($3,000)
$10,000
($6,000)
$10,000
($6,000)
$12,000
($6,000)
Net Deductible:
$1000
$4,000
$5,000
$6,000
PLAN #2
PLAN #3
PLAN #4
$50/ea.
20%
$10 / $50 / $115 / $250
Ded / Coinsurance
PLAN #1
PLAN #3
PLAN #4
PLAN #2
Employee +
Spouse ***
Employee +
Child ***
FAMILY ****
$499.23
$405.89
$746.22
$385.86
$309.72
$587.33
$318.27
$246.90
$507.08
$325.19
$253.82
$514.01
* When you go to enroll, the United Healthcare summary of benefits will show the full deductible, as the plans are utilized, another carrier (Manhattan Life) will step in to cover claims (up to 1/2 or a little more depending on the plan level) directly at time of service with NO claim forms.
** The Medical (United Healthcare) and GAP (Manhattan Life) plans run concurrently. GAP is similar to a pre-loaded cash card backed by an insurance policy, and is presented at the time of service alongside your medical card. As you use the GAP, it is reducing your deductible with United Healthcare.
*** Prices may vary based on the number of participants
**** Family = Employee + Spouse + Children (no limit)
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